Re: FN-FORUM credit cards

date posted 14th April 2001 19:14

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Dat
Have you checked your credit record with a credit reference agency?
http://www.equifax.co.uk/
they charge around =A32.00 to do this. (other than just having no money like
everyone else!) it may be that there's something on your record that's
causing a problem for instance living at an address where previous bad debt=
s
have been run up by someone else (shared accomm etc), or not being on the
electoral roll?=20

After that go and argue your case for a card with someone like Barclays
business managers, the interest rate is high and they may only give you a
low credit limit but it gets you a card which you can then swap over to a
lower balance (RBS Advanta is one) later on. Or try one of the small
building societies as they are often sympathetic. Give up with people like
Tesco bank etc as they have a set of rules and that's it.

Alternatively use a Visa payment card attached to your current account -
Lloyds do one so do most of the big banks.

Hope that helped
Carla

--=20
http://www.naughtymutt.com
01728 621 052
Graphic and Web design
Free quotes, no jargon, customer service


on 14/4/01 5:28 pm, Dat at [EMAIL REMOVED] wrote:

Hi,
Does anyone one know of any UK companies that guarantee credit cards? or
companies that you can pay money into in advance then use as a credit card
on the net?
I am getting problems getting a credit card as I work for myself.
=20
Cheers,
=20
Dat.




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Re: FN-FORUM credit cards


Dat
Have you checked your credit record with a credit reference agency? http://=
www.equifax.co.uk/
they charge around =A32.00 to do this. (other than just having no money like =
everyone else!) it may be that there's something on your record that's causi=
ng a problem for instance living at an address where previous bad debts have=
been run up by someone else (shared accomm etc), or not being on the electo=
ral roll?

After that go and argue your case for a card with someone like Barclays bus=
iness managers, the interest rate is high and they may  only give you a=
low credit limit but it gets you a card which you can then swap over to a l=
ower balance (RBS Advanta is one) later on. Or try one of the small building=
societies as they are often sympathetic. Give up with people like Tesco ban=
k etc as they have a set of rules and that's it.

Alternatively use a Visa payment card attached to your current account - Ll=
oyds do one so do most of the big banks.

Hope that helped
Carla

--
http://www.naughtymutt.com
01728 621 052
Graphic and Web design
Free quotes, no jargon, customer service


on 14/4/01 5:28 pm, Dat at [EMAIL REMOVED] wrote:

Hi,
Does anyone one know of any UK companies that guarantee credit cards? or co=
mpanies that you can pay money into in advance then use as a credit card on =
the net?
I am getting problems getting a credit card as I work for myself.

Cheers,

Dat.






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